#Daily expenses printable full#

Give yourself a full month of working on it and then KEEP WORKING ON IT. It takes time for these spending changes to become a habit.įUN FACT! Habits take 30+ days to form so don’t do this for two days and expect perfection.

Any surprises? Drop a note below and let me know.Īre there other areas in your budget that can be tweaked? Keep tackling them one at a time. Record your daily expenses for 7-14 days, sit down, and analyze where you are spending your money. Writing down the restaurant expenses quickly became eye-opening! Yikes! We decided that we should spend a bit more effort on the weekends to prepare slow cooker freezer meals.

Both my husband and I work, and we frequently don’t have the energy to cook at night. The other immediate change that resulted from recording expenses was realizing exactly how much I spent eating out for dinner. I didn’t need to wait two weeks before I realized that I was spending a lot more than I should have. As I mentioned above, my Starbucks runs became tough when I had to write down how much I actually spent on those drinks. One of the funny things that happens is how the mere act of writing down the expenses will change behavior. Recording expenses is time-consuming, inconvenient and – frankly – not a lot of fun! But, once you have kept track for a couple weeks, you’ll identify trends and patterns that you can act on. I’m guessing you wouldn’t be doing this if you didn’t want to tackle your personal finances and meet a budget goal.